Privacy Policy
Short version: RMD Calculator does not collect, store, or sell any personal information. All calculations happen in your browser. The financial figures you enter are never sent to any server.
What we collect
We do not collect any personally identifiable information. There are no user accounts, no registration, and no login required to use this tool.
The values you enter into the calculator — including account balances, ages, and dates — are processed entirely within your browser and are never transmitted to us or any third party. We have no access to your financial information.
Cookies
This site does not use cookies to track you. We do not use advertising cookies, analytics cookies, or persistent tracking of any kind on our end.
If Google AdSense ads are displayed on this site, Google may use cookies to serve relevant ads based on your browsing history. You can opt out of personalized advertising at Google's Ad Settings.
Third-party services
This site may use the following third-party services:
- Google Fonts — to load typefaces. Google may log your IP address when fonts are requested.
- Google AdSense — to display advertisements. Google's privacy policy governs data collected through ads.
- Cloudflare — for hosting and content delivery. Cloudflare may log basic request data for security and performance purposes.
We do not control how these third parties use data. Please review their respective privacy policies for details.
Financial data
This tool handles sensitive financial information such as retirement account balances. We want to be explicit: none of this data is transmitted, stored, logged, or accessible to us. Every calculation runs locally in your browser. When you close the tab, the data is gone.
Analytics
We may use Google Search Console to understand how our site appears in search results. This uses aggregated, anonymized data and does not identify individual visitors.
Children's privacy
This site is intended for adults managing retirement accounts. We do not knowingly collect any information from children under 13.
Not financial advice
The calculations provided by this tool are for informational purposes only and do not constitute financial, tax, or legal advice. RMD rules are complex. Always consult a qualified tax professional or financial advisor for guidance specific to your situation.
Changes to this policy
We may update this privacy policy from time to time. Any changes will be reflected on this page with an updated date. Continued use of the site after changes constitutes acceptance of the updated policy.
Contact
If you have questions about this privacy policy, you can reach us through the contact information listed on this site.